🌊 What They Don’t Tell You About Oceanfront Living

Waterfront living sounds idyllic—but is it right for you? From erosion risks to insurance costs, here’s an honest breakdown of buying oceanfront on the Sunshine Coast.

1. The Pros

• Lifestyle Perks: Private docks, whale sightings, and 100% appreciation in 10 years (BC Assessment).

• Best Value Areas: Secret Cove ($1.2M avg.) vs. pricier Gibsons ($1.8M).

2. The Cons

• Insurance: Flood-risk homes pay $5K+/year (vs. $1.2K inland).

• Maintenance: Salt air = 2X faster wear on roofs/decks.

3. Expert Tips for Buyers

• Get a Geotech Report (avoid landslide zones).

• Look for “High Bank” properties (less erosion risk).

Conclusion

Waterfront isn’t for everyone—but if you’re prepared, it’s pure magic. Want help evaluating a property? Let’s chat!